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Tuesday, January 5, 2016

Tips On Identity Theft Prevention And Restoration

By John Patterson


Nowadays, people ought to be very cautious on their personal details and information regarding crucial things such as finances. Mainly this is due to the rapid up rise of criminals who target personal information or identity in order to use the details for personal gains by committing criminal activities. They are impostors who pretend to be you by using your information to carry out transactions, withdrawals and other activities while masking themselves as you. Having prior information regarding identity theft prevention and restoration is imperative to avoid being a victim.

Individuals who have been victims of identity theft can get help in restoring their identity back. This process is never easy. It requires the consultation of a fraud specialist and attorney, which may cost an individual a lot of money. The attorney fee, lost money in the bank account and charges by the fraud specialist may be too much for a victim. Therefore, it is better to learn how to prevent using the following tips to avoid the hassles of the restoration process.

Most people overlook the security of their social security number. This has led to many people falling into the risk of losing the number through dropping it or theft. It is important for individuals to store their social security number in a safe place. If a person must move around with it for personal reasons, it should be placed or kept in a place where falling or theft is difficult.

Various criminals utilize the use of mail services, mobile phones and e-mails to contact victims. This criminal act is known as phishing; whereby people are asked to verify details pertinent to personal accounts such as a bank account. They use information from well-known banks, government agencies and stores to deceive naive victims. It should be noted that genuine institutions do not request for such information through telephone medium.

Consider making your passwords very strong and hard to crack . Using passwords that utilize personal information such as birthdates, personal names or those of family members may be a risky thing. Remember hackers are well equipped and ready to spend their time going through your information until they crack your protection codes. Hence, give them a hard time by utilizing various special characters that combine numbers, alphabets and symbols.

Nowadays with the development of modern technology. The Internet can be used to carry out criminal acts by such personality fraudsters. This means that your tech-devices such as computer, laptop or smartphone may be a target for obtaining your personal details. The use of virus, spyware and firewall protection software should be paramount while ensuring that the software is updated on a regular basis.

Many people disregard the constant checkup on the condition of their statements. The owner should closely monitor his or her bank account and credit card bills from time to time. A few lost coins or notes could mean a lot. Therefore, ensure that you report any case of withdrawal or unauthorized charges.

Asking questions to individuals or organizations that ask for personal details should be paramount. This gives you an upper hand in knowing what the information will be used to undertake or whether it will be in safe hands.




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